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# MEL3E Grade 11 Mathematics for Work & Everyday Life

### MEL3E Grade 11 Math Course Description

This MEL3E grade 11 math course enables students to broaden their understanding of mathematics as it is applied in the workplace and daily life. Students will solve problems associated with earning money, paying taxes, stock trading uk, and making purchases. Apply calculations of simple and compound interest in saving, investing in things like cryptocurrency (subject to reading this Crypto Bank Test), and borrowing; and calculate the costs of transportation and travel in a variety of situations. Evaluate the pros and cons of situations from simple purchases, discount purchases, or investments into a2 milk shares and other types of stock.

Students will consolidate their mathematical skills as they solve problems and communicate their thinking. It will help them in the future, whether it be with a background for buying Inovio shares or other kinds on the market, or in making other investments for a business or for themselves.

Prerequisite: Principles of Mathematics, Grade 9, Academic, or Foundations of Mathematics, Grade 9, Applied, or a ministry-approved locally developed Grade 10 mathematics course.

Material provided below was created by Kyle Pearce and Chris Tavolieri. If you make improvements to the material, please share back so we can post a link.

### MEL3E Grade 11 Math Course Notes and Handouts

#### MEL3E – Unit 1 – Working and Earning

Sec. 1.1 – Salary

Sec. 1.2 – Piecework

Sec. 1.3 – Hourly Rate and Overtime Rate

Sec. 1.4 – Commission

#### MEL3E – Unit 3 – Paying Taxes

Sec. 3.1 – Information for Filing Income Taxes

Sec. 3.2 – Sales Tax – Note

Sec. 3.2 – Sales Tax – Worksheet

Sec. 3.3 – Other Forms of Tax

#### MEL3E – Unit 4 – Making Purchases

Sec. 4.1 – Making Change

Sec. 4.2 – Getting Back Fewer Coins

Sec. 4.3 – Taxes and Total Cost

Sec. 4.4 – Discounts and Sale Prices

Sec. 4.5 – Sale Prices, Taxes, and Total Cost

#### MEL3E – Unit 5 – Buying Options

Sec. 5.1 – The Best Buy

Sec. 5.2 – Incentives to Buy

Sec. 5.3 – Cross Border Shopping

Sec. 5.4 – Decision to Buy -Layaway

Sec. 5.5 – Instalment Plans Without Interest

Sec. 5.6 – Pay Later With Penalty

#### MEL3E – Unit 6 – Banking Transactions & Saving Money

Sec. 6.1 – Banking Transactions

Sec. 6.2 – Types of Savings

Sec. 6.3 – Simple Interest – Note

Sec. 6.3 – Simple Interest – Worksheet

Sec. 6.4 – Simple and Compound Interest

Sec. 6.5 – Compound Interest – Note

Sec. 6.5 – Compound Interest – Worksheet

#### MEL3E – Unit 7 – Types of Investing

Sec. 7.1 – Types of Investments

Sec. 7.2 – Registered Retirement Savings Plans

Sec. 7.3 – Risk Tolerance

Sec. 7.4 – Risk Tolerance – Type of Investor

Sec. 7.5 – Application of Types of Investing

#### MEL3E – Unit 8 – Taking a Trip

Sec. 8.1 – Taking a Trip Introduction – Gas Consumption

Sec. 8.1 – Taking a Trip Introduction – Gas Consumption Information

Sec. 8.1 – Taking a Trip Introduction – Time Calculations

Sec. 8.2 – Planning a Trip by Automobile

Sec. 8.3 – Planning a Trip – Train vs. Car

#### MEL3E – Unit 9 – Personal Finance

Sec. 9.2 – Delaying Payment on Credit Cards

Sec. 9.3 – Short-Term Borrowing

Sec. 9.4 – Repaying Loans

#### MEL3E – Unit 10 – Buying a Car

Sec. 10.3 – Depreciation of Cars

Sec. 10.4 – Irresponsible Driving – Worksheet

Sec. 10.4 – Irresponsible Driving – Facts

Sec. 10.5 – Car Versus Public Transportation